Leasing for New Start-up Businesses
Most business leasing asks for years of trading history. We've built routes for genuinely new companies to get on the road, without that barrier.
Standard business car and van leasing typically requires at least three years of filed trading accounts — a real obstacle for genuinely new companies that still need reliable transport from day one.
We work with underwriters and funders who understand start-up businesses, taking a wider view that can include director guarantees, business plans and personal credit history alongside the company's own trading record.
Whether you need a single subscription vehicle while you get established, or you're building out an early-stage fleet, our team can talk you through the realistic options for a business at your stage.
More detail on Cocoon Vehicles →Key Features
We work with funders who take a broader view of newer businesses.
Start with a subscription for maximum flexibility, or move to a fixed lease once you're established.
Personal guarantees and credit history can support an application where trading history is limited.
Add vehicles to your fleet as your business expands.
Is Leasing for New Start-up Businesses right for you?
Newly incorporated companies without 3 years of accounts
Sole traders transitioning to a limited company
Start-ups needing their first company vehicle
Leasing for New Start-up Businesses — Live Availability
Leasing for New Start-up Businesses FAQs
Do I need 3 years of trading accounts?+
No — this service is specifically designed for businesses that don't yet have that level of trading history.
Will I need a personal guarantee?+
Some applications for newer businesses may require a director's personal guarantee, depending on the funder and the vehicle requested.
Can I start with just one vehicle?+
Yes, many start-ups begin with a single subscription or short-term lease before scaling up as the business grows.
What documents will I need?+
Typically proof of company registration, director ID, and evidence of income or a business plan — our team will confirm exactly what's needed for your application.
Ready to talk Leasing for New Start-up Businesses?
Our team will talk you through the realistic options for your situation — no pressure, no jargon.